Low Rates.
No Hassle.
Your local Memphis expert — also serving Tennessee, Alabama, Georgia & Mississippi
Find out how BenchMark Mortgage LLC can help make qualifying for a low-rate mortgage genuinely easy — with a team behind you the whole way.
About Us
We're BenchMark Mortgage LLC, and we're here to help.
You've heard the horror stories — how hard it is to qualify, the mounds of paperwork, the delays, and the haggling to get a decent rate. Good news: we're here to make it all easier for you. Check out the reviews from other folks just like you and see how we can help.
Whether you're buying a home, refinancing for a better rate, or pulling some cash from your property — let's make this simple.
BenchMark Mortgage LLC
Client Stories
“Working with Shelia was wonderful! She was very informative and helped us through every step of the way!”
“Was provided every grain of detail throughout the whole process.”
“The best!! Communication is top notch with Sheila and Ric, and they are excellent at walking their clients through the entire process. I shopped around before going with them, and they were able to get us the best rate (by far), and were professional during the entire experience.”
“They were very helpful and always available during the process to answer my questions.”
“Pleasant and helpful and pretty fast response time at all hours.”
“Sheila was amazing throughout the entire process. All questions were promptly answered and she was so thorough in everything she did. We will continue to use Benchmark Mortgage for every home purchase!”
“The team at BenchMark worked hard throughout our entire process of finding a home for me and my family. I am forever grateful for their tenacity and commitment to making us new homeowners.”
“Benchmark is amazing and super easy to work with! Sheila made sure that we were comfortable, happy, and understood everything. She is nothing but remarkable and amazing. I would highly Recommend Benchmark to anyone!”
Have questions about the process?
Let's have a conversation.
Every consultation is completely free, with no obligation — just straight answers about your options.
What We Do
A smoother path to your mortgage.
Real support at every step — so you always know what's happening with your loan.
Outstanding Communication and Follow-up
We keep you informed and return all emails and calls promptly, so you never have to wonder what's going on with your loan.
Professional Support
Count on us to be there with you and help you navigate the entire mortgage process — cutting through the red tape and avoiding the common mistakes people make.
Competitive Rates
We work with you to find the right program with a great rate and a transparent process, so you can rest easy.
Close Your Loan On Time
Not all lenders can close quickly or on time. We work closely with you through the process to meet every deadline and make sure your loan closes on schedule.
Client Stories
“Working with Shelia was wonderful! She was very informative and helped us through every step of the way!”
“Was provided every grain of detail throughout the whole process.”
“The best!! Communication is top notch with Sheila and Ric, and they are excellent at walking their clients through the entire process. I shopped around before going with them, and they were able to get us the best rate (by far), and were professional during the entire experience.”
“They were very helpful and always available during the process to answer my questions.”
“Pleasant and helpful and pretty fast response time at all hours.”
“Sheila was amazing throughout the entire process. All questions were promptly answered and she was so thorough in everything she did. We will continue to use Benchmark Mortgage for every home purchase!”
“The team at BenchMark worked hard throughout our entire process of finding a home for me and my family. I am forever grateful for their tenacity and commitment to making us new homeowners.”
“Benchmark is amazing and super easy to work with! Sheila made sure that we were comfortable, happy, and understood everything. She is nothing but remarkable and amazing. I would highly Recommend Benchmark to anyone!”
Who We Help
The right guidance for your situation.
First Time Home Buyers
We know how overwhelming the process of buying a home is, especially if it is the first time that you're doing it. We will work closely with you to explain the process, to protect you from making mistakes that could cost you later, and to ensure that your mortgage gets approved and you get the home that you are so excited to be buying!
Move Up and Second Home Buyers
Buying a new home when you currently own one has it's own unique set of concerns. We can answer all of your questions about how to qualify and purchase a home when you already own one whether you're buying a new primary residence or a second vacation home.
Refinancing Home Owners
If you already own your home but you are looking to refinance to either save money with a lower interest rate or possibly take some cash out for any reason, we can help you with that. We also can show you how to make sure you are structuring your new financing to get the best deal possible.
Investment Buyers
If you're buying real estate for investment purposes, we can help you secure financing to maximize your ROI.
Seniors Seeking Reverse Mortgages
If you are 62 years or older and are looking for options to stay in your home without a mortgage payment (borrower still responsible for taxes and insurance) or to access your home's equity while still living there, we can answer your questions about reverse mortgages so you can decide if they are right for you.
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Other Resources You'll Find Helpful
Free guides to help you decide.
Looking for help with your down payment?
Let us share with you 3 government sponsored programs for buying a home with little or even no money down!
Download NowBuying a new home when you already own one?
If you are thinking about selling your current home and are looking at buying a new one, be sure to know this info.
Download NowWant to get a low rate when refinancing?
With these insider strategies you'll know what questions to ask to get the best offer from any lender (even us!)
Download NowWork With Us
Let's find out how we can help.
Your needs are unique — reach out however works best for you, and we'll find exactly how we can help.